Exams / Montana Accident and Disability Insurance License / Mont. Code Ann. §33-22-514

Mont. Code Ann. §33-22-514 — what it says, and how the exam tests it

This section is cited by 3 of our practice questions and is tested on the Montana Accident and Disability Insurance License.

The text

33-22-514. Preexisting conditions relating to group market. (1) A group health plan or a health insurance issuer offering group health insurance coverage may not exclude coverage for a preexisting condition unless: (a) medical advice, diagnosis, care, or treatment was recommended or received by the participant or beneficiary within the 6-month period ending on the enrollment date; (b) exclusion of coverage extends for a period of not more than 12 months or 18 months in the case of a late enrollee; and (c) the period of the preexisting condition exclusion is reduced by the aggregate of the periods of creditable coverage applicable to the participant or beneficiary as of the enrollment date. (2) Genetic information may not be excluded as a preexisting condition in the absence of a diagnosis of the condition related to the genetic information. (3) Pregnancy may not be excluded as a preexisting condition. History: En. Sec. 39, Ch. 416, L. 1997; amd. Sec. 44, Ch. 472, L. 1999. Disclaimer: The Internet version of the Montana Code Annotated is provided as a research tool to users of the Code. In case of inconsistencies resulting from omissions or other errors, the printed version will prevail.

Public record. Read the full, current section at the official source: mca.legmt.gov

How it comes up on the exam

Practice questions written from this section — answers and explanations are in the drill.

  1. Under Montana's group health plan statutes, which of the following may NOT be excluded as a preexisting condition?
    drill Montana Statutes and Rules Pertinent to Disability Insurance Only →
  2. Under Montana law, what is the maximum preexisting condition exclusion period for a late enrollee in a group health plan?
    drill Montana Statutes and Rules Pertinent to Disability Insurance Only →
  3. Under Montana law, a group health plan imposing a preexisting condition exclusion must reduce the exclusion period by which of the following?
    drill Montana Statutes and Rules Pertinent to Disability Insurance Only →

Exams that test this section