Exams / Montana Accident and Disability Insurance License / Mont. Code Ann. §33-22-130

Mont. Code Ann. §33-22-130 — what it says, and how the exam tests it

This section is cited by 3 of our practice questions and is tested on the Montana Accident and Disability Insurance License.

The text

33-22-130. Coverage for adopted children from time of placement -- preexisting conditions. (1) Each group and individual disability policy, certificate of insurance, or membership contract that is delivered, issued for delivery, renewed, extended, or modified in this state must provide coverage for an adopted child of the insured or subscriber to the same extent as for natural children of the insured or subscriber. (2) The coverage required by this section must be effective from the date of placement for the purpose of adoption and must continue unless the placement is disrupted prior to legal adoption and the child is removed from placement. Coverage at the time of placement must include the necessary care and treatment of medical conditions existing prior to the date of placement and may not impose a preexisting condition exclusion. (3) As used in this section, "placement" means the transfer of physical custody of a child who is legally free for adoption to a person who intends to adopt the child. History: En. Sec. 1, Ch. 387, L. 1991; amd. Sec. 27, Ch. 451, L. 1993; amd. Sec. 6, Ch. 416, L. 1997; amd. Sec. 161, Ch. 480, L. 1997. Disclaimer: The Internet version of the Montana Code Annotated is provided as a research tool to users of the Code. In case of inconsistencies resulting from omissions or other errors, the printed version will prevail.

Public record. Read the full, current section at the official source: mca.legmt.gov

How it comes up on the exam

Practice questions written from this section — answers and explanations are in the drill.

  1. Under Montana law, what is the definition of 'placement' for purposes of adopted-child coverage in a disability policy?
    drill Montana Statutes and Rules Pertinent to Disability Insurance Only →
  2. Under Montana law, coverage for an adopted child under a disability insurance policy must be effective from which date?
    drill Montana Statutes and Rules Pertinent to Disability Insurance Only →
  3. Under Montana law, coverage for an adopted child under a disability policy must include necessary care and treatment for medical conditions existing prior to the date of placement. The policy may NOT impose which restriction on such conditions?
    drill Montana Statutes and Rules Pertinent to Disability Insurance Only →

Exams that test this section