Exams / Montana Property and Casualty Insurance License / Mont. Code Ann. §33-15-1111
Mont. Code Ann. §33-15-1111 — what it says, and how the exam tests it
This section is cited by 3 of our practice questions and is tested on the Montana Property and Casualty Insurance License.
The text
33-15-1111. Home owner insurance not affected by day-care operations. (1) No insurer writing home owner insurance in this state may deny an applicant home owner insurance or cancel or refuse to renew a home owner insurance policy covering a dwelling located in this state for the principal reason that an insured under the policy operates at the insured location a day-care facility, as defined in 52-2-703, that satisfies the requirements of 52-2-723 or 52-2-724. (2) This section does not prevent an insurer from excluding or limiting coverage with respect to liability or property losses arising out of an insured's business pursuits, including those related to the operation of a day-care facility. History: En. Sec. 8, Ch. 120, L. 1987. Disclaimer: The Internet version of the Montana Code Annotated is provided as a research tool to users of the Code. In case of inconsistencies resulting from omissions or other errors, the printed version will prevail.
Public record. Read the full, current section at the official source: mca.legmt.gov
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- A Montana homeowner operates a day-care facility at the insured dwelling. Under Mont. Code Ann. §33-15-1111, the statute's protection against cancellation applies only when the day-care facility satisfies the requirements of which Montana statutes?
drill Montana Statutes and Rules Pertinent to Property Insurance Only → - An applicant in Montana applies for homeowner insurance. Under Mont. Code Ann. §33-15-1111, which of the following actions is prohibited when the principal reason is the insured's operation of a qualifying day-care facility?
drill Montana Statutes and Rules Pertinent to Property Insurance Only → - Under Mont. Code Ann. §33-15-1111, an insurer writing homeowner insurance in Montana is permitted to take which of the following actions regarding a policyholder who operates a qualifying day-care facility at the insured location?
drill Montana Statutes and Rules Pertinent to Property Insurance Only →