Exams / Florida General Lines (Property and Casualty) Insurance License / Fla. Stat. §627.747
Fla. Stat. §627.747 — what it says, and how the exam tests it
This section is cited by 10 of our practice questions and is tested on 4 exams including the Florida General Lines (Property and Casualty) Insurance License.
The text
627.747 Named driver exclusion. — (1) A private passenger motor vehicle policy may exclude the following coverages for all claims or suits resulting from the operation of a motor vehicle by an identified individual who is not a named insured, provided the identified individual is named on the declarations page or by endorsement and the named insured consents in writing to such exclusion: (a) Notwithstanding the Florida Motor Vehicle No-Fault Law, the personal injury protection coverage specifically applicable to the identified individual’s injuries, lost wages, and death benefits. (b) Property damage liability coverage. (c) Bodily injury liability coverage, if required by law and purchased by the named insured. (d) Uninsured motorist coverage for any damages sustained by the identified excluded individual, if the named insured has purchased such coverage. (e) Any coverage the named insured is not required by law to purchase.
Public record. Read the full, current section at the official source: www.leg.state.fl.us
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- Under the named driver exclusion statute in Florida, personal injury protection coverage may be excluded specifically for which benefits applicable to the identified individual?
drill Florida Statutes, Rules and Regulations Pertinent to Personal Lines Insurance → - Under Fla. Stat. §627.747, a private passenger motor vehicle policy may exclude personal injury protection coverage for an identified individual who is NOT a named insured, provided which of the following conditions is met?
drill Mechanical Breakdown Insurance → - Under Fla. Stat. §627.747, what must the named insured provide before a private passenger motor vehicle policy can exclude coverages for an identified individual?
drill Mechanical Breakdown Insurance →