Exams / Florida Health Insurance License / Fla. Stat. §627.6487

Fla. Stat. §627.6487 — what it says, and how the exam tests it

This section is cited by 4 of our practice questions and is tested on 2 exams including the Florida Health Insurance License.

The text

627.6487 Guaranteed availability of individual health insurance coverage to eligible individuals. — (1) Subject to the requirements of this section, each health insurance issuer that offers individual health insurance coverage in this state may not, with respect to an eligible individual who desires to enroll in individual health insurance coverage: (a) Decline to offer such coverage to, or deny enrollment of, such individual; or (b) Impose any preexisting condition exclusion with respect to such coverage. For purposes of this section, the term “preexisting condition” means, with respect to coverage, a limitation of benefits relating to a condition based on the fact that the condition was present before the date of enrollment for such coverage, whether or not any medical advice, diagnosis, care, or treatment was recommended or received before such date.

Public record. Read the full, current section at the official source: www.leg.state.fl.us

How it comes up on the exam

Practice questions written from this section — answers and explanations are in the drill.

  1. Under Florida law, a health insurer offering individual coverage to an eligible individual may NOT do which of the following?
    drill Florida Statutes, Rules and Regulations Pertinent to Health Insurance →
  2. Under Florida law, for purposes of guaranteed availability of individual health insurance coverage, a 'preexisting condition' is defined as a limitation of benefits relating to a condition based on which fact?
    drill Florida Statutes, Rules and Regulations Pertinent to Health Insurance →
  3. Under Florida law, a health insurer offering individual coverage to an eligible individual may NOT do which of the following?
    drill Florida Statutes, Rules and Regulations Pertinent to Health Insurance →

Exams that test this section