Exams / Florida Public Adjuster License / Fla. Stat. §627.612
Fla. Stat. §627.612 — what it says, and how the exam tests it
This section is cited by 4 of our practice questions and is tested on 2 exams including the Florida Public Adjuster License.
The text
627.612 Proof of loss. — The contract shall include the following provision: “Proof of Loss: If the policy provides for periodic payment for a continuing loss, written proof of loss must be given the insurer within 90 days after the end of each period for which the insurer is liable. For any other loss, written proof must be given within 90 days after such loss. If it was not reasonably possible to give written proof in the time required, the insurer shall not reduce or deny the claim for this reason if the proof is filed as soon as reasonably possible. In any event, the proof required must be given no later than 1 year from the time specified unless the claimant was legally incapacitated.”
Public record. Read the full, current section at the official source: www.leg.state.fl.us
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- Under Fla. Stat. §627.612, for a loss that is NOT a periodic payment for a continuing loss, written proof of loss must be given to the insurer within how many days after the loss?
drill Selected Florida Statutes and Rules → - A claimant suffers a one-time covered loss under a health insurance contract. Under the proof-of-loss provision required by Florida law, within how many days after the loss must the claimant submit written proof of loss?
drill Selected Florida Statutes and Rules → - Under Fla. Stat. §627.612, if a policy does NOT provide for periodic payment for a continuing loss, written proof of loss must be given within what time frame?
drill Property and Liability Insurance Concepts, Insurance Contracts, and Law and Adjusting Practices →