Exams / Florida All Lines Adjuster License / Fla. Stat. §627.454
Fla. Stat. §627.454 — what it says, and how the exam tests it
This section is cited by 2 of our practice questions and is tested on the Florida All Lines Adjuster License.
The text
627.454 Entire contract; statements in application. — Every insurance contract shall provide that the policy, or the policy and the application therefor if a copy of such application is endorsed upon or attached to the policy when issued, shall constitute the entire contract between the parties, and that all statements contained in the application shall, in the absence of fraud, be deemed representations and not warranties.
Public record. Read the full, current section at the official source: www.leg.state.fl.us
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- Under Florida law, when a copy of the application is attached to the policy at issuance, statements made by the applicant are treated as which of the following?
drill Property and Liability Insurance Concepts, Insurance Contracts, and Law and Adjusting Practices → - Under Fla. Stat. §627.454, statements made by an applicant in an insurance application are deemed to be what, absent fraud?
drill Property and Liability Insurance Concepts, Insurance Contracts, and Law and Adjusting Practices →