Exams / Florida Public Adjuster License / Fla. Stat. §624.1551
Fla. Stat. §624.1551 — what it says, and how the exam tests it
This section is cited by 4 of our practice questions and is tested on 2 exams including the Florida Public Adjuster License.
The text
624.1551 Civil remedy actions against property insurers. — Notwithstanding any provision of s. 624.155 to the contrary, in any claim for extracontractual damages under s. 624.155(1)(b), no action shall lie until a named or omnibus insured or a named beneficiary has established through an adverse adjudication by a court of law that the property insurer breached the insurance contract and a final judgment or decree has been rendered against the insurer. Acceptance of an offer of judgment under s. 768.79 or the payment of an appraisal award does not constitute an adverse adjudication under this section. The difference between an insurer’s appraiser’s final estimate and the appraisal award may be evidence of bad faith under s. 624.155(1)(b), but is not deemed an adverse adjudication under this section and does not, on its own, give rise to a cause of action.
Public record. Read the full, current section at the official source: www.leg.state.fl.us
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- Under Fla. Stat. §624.1551, a policyholder seeks extracontractual damages against a property insurer. Before the policyholder may bring such an action, what must first occur?
drill Selected Florida Statutes and Rules → - A policyholder seeks to bring a civil remedy action for extracontractual damages against a property insurer under Fla. Stat. §624.1551. Which of the following must the policyholder first establish?
drill Property and Liability Insurance Concepts, Insurance Contracts, and Law and Adjusting Practices → - Under Fla. Stat. §624.1551, a named insured wishes to bring a civil remedy action for extracontractual damages against a property insurer. What must the insured first establish?
drill Property and Liability Insurance Concepts, Insurance Contracts, and Law and Adjusting Practices →