Exams / Illinois Property Insurance Producer License / 215 ILCS 5/359a
215 ILCS 5/359a — what it says, and how the exam tests it
This section is cited by 4 of our practice questions and is tested on 3 exams including the Illinois Property Insurance Producer License.
The text
215 ILCS 5/359a. (from Ch. 73, par. 971a) Sec. 359a. Application. (1) No policy of insurance except an Industrial Accident and Health Policy provided for by this article shall be issued, except upon the signed application of the person or persons sought to be insured. Any information or statement of the applicant shall plainly appear upon such application in the form of interrogatories by the insurer and answers by the applicant. The insured shall not be bound by any statement made in an application for any policy, including an Industrial Accident and Health Policy, unless a copy of such application is attached to or endorsed on the policy when issued as a part thereof. If any such policy delivered or issued for delivery to any person in this state shall be reinstated or renewed, and the insured or the beneficiary or assignee of such policy shall make written request to the insurer for a copy of the application, if any, for such reinstatement or renewal, the insurer shall within fifteen days after the receipt of such request at its home office or any branch office of the insurer, deliver or mail to the person making such request, a copy of such application. If such copy shall not be so delivered or mailed, the insurer shall be precluded from introducing such application as evidence in any action or proceeding based upon or involving such policy or its reinstatement or renewal. (2) No alteration of any written application for any such policy shall be made by any person other than the applicant without his written consent, except that insertions may be made by the insurer, for administrative purposes only, in such manner as to indicate clearly that such insertions are not to be ascribed to the applicant. (3) The falsity of any statement in the application for any policy covered by this act may not bar the right to recovery thereunder unless such false statement materially affected either the acceptance of the risk or the hazard assumed by the insurer. (Source: Laws 1951, p. 611.)
Public record. Read the full, current section at the official source: www.ilga.gov
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- Under Section 359a, if an insurer fails to deliver or mail a copy of the reinstatement application upon proper written request, what is the consequence?
drill Illinois Statutes and Regulations Common to Property and Casualty Insurance → - Under Section 359a, if an insurer fails to provide a requested copy of the reinstatement application within the required time, what is the consequence?
drill Illinois Statutes and Regulations Common to Property and Casualty Insurance → - Under Section 359a, an insured requests a copy of the application used for reinstatement of an accident and health policy. Within how many days of receiving the request must the insurer deliver or mail the copy?
drill Illinois Statutes and Regulations Common to Property and Casualty Insurance →