Exams / Illinois Accident and Health Insurance Producer License / 215 ILCS 5/356z.73
215 ILCS 5/356z.73 — what it says, and how the exam tests it
This section is cited by 2 of our practice questions and is tested on the Illinois Accident and Health Insurance Producer License.
The text
215 ILCS 5/356z.73. (Text of Section from P.A. 104-189) Sec. 356z.73. Insurance coverage for dependent parents. (a) A group or individual policy of accident and health insurance issued, amended, delivered, or renewed after January 1, 2026 that provides dependent coverage shall make that dependent coverage available to the parent or stepparent of the insured if the parent or stepparent meets the definition of a qualifying relative under 26 U.S.C. 152(d) and lives or resides within the accident and health insurance policy's service area. (b) This Section does not apply to specialized health care service plans, including student health insurance coverage; Medicare supplement insurance; hospital-only policies; accident-only policies; or specified disease insurance policies that reimburse for hospital, medical, or surgical expenses. (Source: P.A. 103-700, eff. 1-1-25; 104-189, eff. 8-15-25.) (Text of Section from P.A. 104-334) Sec. 356z.73. Insurance coverage for dependent parents. (a) A group or individual policy of accident and health insurance issued, amended, delivered, or renewed on or after January 1, 2026 that provides dependent coverage shall make that dependent coverage available to the parent or stepparent of the insured if the parent or stepparent meets the definition of a qualifying relative under 26 U.S.C. 152(d) and lives or resides within the accident and health insurance policy's service area. (b) This Section does not apply to specialized health care service plans, Medicare supplement insurance, hospital-only policies, accident-only policies, or specified disease insurance policies that reimburse for hospital, medical, or surgical expenses. (Source: P.A. 103-700, eff. 1-1-25; 104-334, eff. 8-15-25.) (Text of Section from P.A. 104-417) Sec. 356z.73. Insurance coverage for dependent parents. (a) A group or individual policy of accident and health insurance issued, amended, delivered, or renewed after January 1, 2026 that provides dependent coverage shall make that dependent coverage available to the parent or stepparent of the insured if the parent or stepparent meets the definition of a qualifying relative under 26 U.S.C. 152(d) and lives or resides within the accident and health insurance policy's service area. (b) This Section does not apply to specialized health care service plans, Medicare supplement insurance, hospital-only policies,…
Public record. Read the full, current section at the official source: www.ilga.gov
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- Under 215 ILCS 5/356z.73, which of the following types of insurance is specifically excluded from the requirement to offer dependent coverage to a parent or stepparent of the insured?
drill Illinois Statutes and Regulations Pertinent to Accident and Health Insurance Only → - Under Illinois law, an individual or group accident and health insurance policy that provides dependent coverage must make coverage available to a parent or stepparent of the insured if the parent or stepparent meets which federal tax code definition?
drill Illinois Statutes and Regulations Pertinent to Accident and Health Insurance Only →