Exams / Illinois Accident and Health Insurance Producer License / 215 ILCS 5/351A-4
215 ILCS 5/351A-4 — what it says, and how the exam tests it
This section is cited by 2 of our practice questions and is tested on the Illinois Accident and Health Insurance Producer License.
The text
215 ILCS 5/351A-4. (from Ch. 73, par. 963A-4) Sec. 351A-4. Limitation. No long-term care insurance policy may: (1) Be cancelled, nonrenewed or otherwise terminated on grounds of the age or the deterioration of the mental or physical health of the insured individual or certificate holder. (2) Contain a provision establishing a new waiting period in the event existing coverage is converted to or replaced by a new or other form, except with respect to an increase in benefits voluntarily selected by the insured individual or group policyholder. (3) Provide coverage for skilled nursing care only or provide significantly more coverage for skilled care in a facility than coverage for lower levels of care. (Source: P.A. 92-148, eff. 7-24-01.)
Public record. Read the full, current section at the official source: www.ilga.gov
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- A long-term care insurance policy in Illinois may NOT be cancelled, nonrenewed, or otherwise terminated on which of the following grounds?
drill Illinois Statutes and Regulations Pertinent to Accident and Health Insurance Only → - Under Section 351A-4, a long-term care insurance policy may NOT provide significantly more coverage for skilled care in a facility than coverage for which of the following?
drill Illinois Statutes and Regulations Pertinent to Accident and Health Insurance Only →