Exams / Illinois Casualty Insurance Producer License / 215 ILCS 5/143a-2
215 ILCS 5/143a-2 — what it says, and how the exam tests it
This section is cited by 14 of our practice questions and is tested on 2 exams including the Illinois Casualty Insurance Producer License.
The text
215 ILCS 5/143a-2. (from Ch. 73, par. 755a-2) Sec. 143a-2. (1) Additional uninsured motor vehicle coverage. No policy insuring against loss resulting from liability imposed by law for bodily injury or death suffered by any person arising out of the ownership, maintenance or use of a motor vehicle shall be renewed or delivered or issued for delivery in this State with respect to any motor vehicle designed for use on public highways and required to be registered in this State unless uninsured motorist coverage as required in Section 143a of this Code is included in an amount equal to the insured's bodily injury liability limits unless specifically rejected by the insured as provided in paragraph (2) of this Section. Each insurance company providing the coverage must provide applicants with a brief description of the coverage and advise them of their right to reject the coverage in excess of the limits set forth in Section 7-203 of the Illinois Vehicle Code. The provisions of this amendatory Act of 1990 apply to policies of insurance applied for after June 30, 1991. (2) Right of rejection of additional uninsured motorist coverage. Any named insured or applicant may reject additional uninsured motorist coverage in excess of the limits set forth in Section 7-203 of the Illinois Vehicle Code by making a written request for limits of uninsured motorist coverage which are less than bodily injury liability limits or a written rejection of limits in excess of those required by law. This election or rejection shall be binding on all persons insured under the policy. In those cases where the insured has elected to purchase limits of uninsured motorist coverage which are less than bodily injury liability limits or to reject limits in excess of those required by law, the insurer need not provide in any renewal, reinstatement, reissuance, substitute, amended, replacement or supplementary policy, coverage in excess of that elected by the insured in connection with a policy previously issued to such insured by the same insurer unless the insured subsequently makes a written request for such coverage. (3) The original document indicating the applicant's selection of uninsured motorist coverage limits shall constitute sufficient evidence of the applicant's selection of uninsured motorist coverage limits. For purposes of this Section any reproduction of the document by means…
Public record. Read the full, current section at the official source: www.ilga.gov
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- An insured's written rejection of additional uninsured motorist coverage in Illinois is binding on which parties?
drill Illinois Statutes and Regulations Pertinent to Casualty Insurance Only → - Under 215 ILCS 5/143a-2, for an insured who previously rejected additional uninsured motorist coverage, when must an insurer provide coverage in excess of that previously elected?
drill Illinois Statutes and Regulations Pertinent to Casualty Insurance Only → - Under 215 ILCS 5/143a-2, an insurer must advance payment to the insured within how many days following receipt of written notice of a settlement with an underinsured motorist in order to preserve its subrogation rights?
drill Illinois Statutes and Regulations Pertinent to Personal Lines Insurance Only →