Exams / Illinois Personal Lines Insurance Producer License / 215 ILCS 5/143.13a
215 ILCS 5/143.13a — what it says, and how the exam tests it
This section is cited by 3 of our practice questions and is tested on the Illinois Personal Lines Insurance Producer License.
The text
215 ILCS 5/143.13a. Sec. 143.13a. Coverage for permissive drivers. Any policy of private passenger automobile insurance must provide the same limits of bodily injury liability, property damage liability, uninsured and underinsured motorist bodily injury, and medical payments coverage to all persons insured under that policy, whether or not an insured person is a named insured or permissive user under the policy. If the policy insures more than one private passenger automobile, the limits available to the permissive user shall be the limits associated with the vehicle used by the permissive user when the loss occurs. (Source: P.A. 95-395, eff. 1-1-08.)
Public record. Read the full, current section at the official source: www.ilga.gov
How it comes up on the exam
Practice questions written from this section — answers and explanations are in the drill.
- A permissive user borrows one of several private passenger automobiles insured under a single policy. Under 215 ILCS 5/143.13a, what coverage limits apply to the permissive user?
drill Illinois Statutes and Regulations Pertinent to Personal Lines Insurance Only → - Under 215 ILCS 5/143.13a, if a private passenger auto policy insures more than one vehicle, the limits available to a permissive user are determined by which factor?
drill Illinois Statutes and Regulations Pertinent to Personal Lines Insurance Only → - Under Illinois law (215 ILCS 5/143.13a), when a private passenger auto policy insures more than one vehicle, what limits apply to a permissive user?
drill Illinois Statutes and Regulations Pertinent to Personal Lines Insurance Only →