Exams / Illinois Life Insurance Producer License / 215 ILCS 5/1021

215 ILCS 5/1021 — what it says, and how the exam tests it

This section is cited by 2 of our practice questions and is tested on 5 exams including the Illinois Life Insurance Producer License.

The text

215 ILCS 5/1021. (from Ch. 73, par. 1065.721) Sec. 1021. Individual Remedies. (A) If any insurance institution, agent or insurance-support organization fails to comply with Sections 1009, 1010 or 1011 of this Article with respect to the rights granted under those Sections, any person whose rights are violated may apply to the circuit court of this State, or any other court of competent jurisdiction, for appropriate equitable relief. (B) An insurance institution, agent or insurance-support organization which discloses information in violation of Section 1014 of this Article shall be liable for damages sustained by the individual about whom the information relates; provided, however, that no individual shall be entitled to a monetary award which exceeds the actual damages sustained by the individual as a result of a violation of Section 1014 of this Article. (C) In any action brought pursuant to this Section, the court may award the cost of the action and reasonable attorney's fees to the prevailing party. (D) An action under this Section must be brought within 2 years from the date the alleged violation is or should have been discovered. (E) Except as specifically provided in this Section, there shall be no remedy or recovery available to individuals, in law or in equity, for occurrences constituting a violation of any provision of this Article. (Source: P.A. 82-108.)

Public record. Read the full, current section at the official source: www.ilga.gov

How it comes up on the exam

Practice questions written from this section — answers and explanations are in the drill.

  1. Under Section 1021 of the Illinois Insurance Code, an action brought for individual remedies related to violations of the Insurance Information and Privacy Protection Article must be brought within what time period from when the violation is or should have been discovered?
    drill Illinois Statutes and Regulations Common to All Lines →
  2. Under Section 1021, an action brought by an individual for violations of the Insurance Information and Privacy Protection Article must be commenced within what time period from discovery of the violation?
    drill Illinois Statutes and Regulations Common to Property and Casualty Insurance →

Exams that test this section